I'm Richard Norman and for 20 years, I’ve helped contractors, business owners, and self-employed pros qualify without the runaround. You bring the grit—I’ll bring the loan solution...
Robert purchased a home on urban acreage as his primary residence and added a massive workshop where his electrical company now operates. His effective expenses didn’t change—he no longer pays rent for a commercial building.
Read more →John is a GC who found a property with a large lot and a back “barn.” He renovated the main house and built a masterful workshop with an apartment in the barn. His previous home became an Airbnb that now produces strong income.
Read more →Amy is a GC who flips when the deal is right. For a home-run property, we structured short-term financing by securing a loan with a non-primary property and the property she was buying. She renovated and sold—without using her own money.
Read more →Garret’s bank turned him down. As a mechanic, his income is based on “book time,” not actual hours. This is where experience matters—we documented it correctly and got the approval.
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